Health care costs, even with Medicare, can easily blow your budget. Fortunately, Medicare Supplement plans are there to guard against unexpected expenses for your Part A and Part B care!
There are 10 Medicare Supplement plans available in 47 states, and our licensed Medicare agents can help you decide which one makes the most sense for you.
With no out-of-pocket maximum and the potential for multiple Part A deductibles in a given year, Original Medicare is doing your budget no favors. Medicare Supplements can help you control your spending on health care.
Medicare Supplements, also called Medigap, are not health insurance. They are specifically there to help pay for the costs left over after Original Medicare has paid its share toward your covered Part A and Part B services.
The range of coverage and costs under the available plans means that Medigap makes sense for people with high budgets, low budgets, high health care expenses, and minimal health care expenses.
The best time to enroll in a Medicare Supplement plan is during your Medicare Supplement Open Enrollment Period. This begins when you are 65 or older and first enrolled in Medicare Part B. You have six months from that point to enroll in Medigap. During that time, insurance companies are not allowed to subject you to medical underwriting. You can’t be charged more or denied coverage because of your health.